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Sandbox Terms and Conditions

We do not require a signed agreement for use of the Sandbox but rather OPN and our Sponsoring Financial Institutions (“we”, “us”, and “our”) ask that you (“you” and “your”) acknowledge acceptance of the following terms of use by email before using the Sandbox for evaluation purposes:

  1. The Sandbox is only for evaluation and development purposes and is not connected to other external networks (e.g., FedACH & Debit networks). All interfaces with external networks are available for applications in production only. We ask that you use only anonymous, non-live, non-real data in the Sandbox, including fictitious logos and trademarks.
  2. Development in the Sandbox is meant to be temporary. The Sandbox configuration has a setting that allows the Sandbox to be available for a certain period of time after which it expires, automatically stops, and becomes unavailable. We can set an expiration date and it can be extended upon your request. You acknowledge that the Sandbox is not intended to be permanent.
  3. Before the Sandbox is created, it is approved by a financial institution that will provide you with the production key when the application is ready to be enabled for production.
  4. The Sandbox should be used exclusively by you for development purposes and development keys should be kept confidential and not shared with any other party without permission of the approving financial institution.
  5. We ask that before requesting the application to be put into production, you provide one of our developers with access to be able to run through the functions of the application. We will coordinate this with you when the application is ready for production deployment.
  6. We will assign a developer to work with you to answer questions and assist with configuration of the Sandbox to meet the needs of the proposed application.
  7. We provide the Sandbox “as is” and without any warranty or condition, express, implied or statutory. We, our sponsoring financial institutions, and our suppliers specifically disclaim any implied warranties of title, merchantability, or fitness for a particular purpose.
  8. In no event will we, our employees, and our sponsoring financial institutions be liable for lost profits or any special, incidental or consequential damages arising out of or in connection with our Sandbox (however arising, including negligence.) Our liability to you in any circumstances is limited to the amount of direct damages in an amount not to exceed $1000.00.
  9. You agree to indemnify and hold OPN, our officers, directors and employees, our sponsoring financial institutions their officers, directors and employees harmless from any claim, suit or demand (including legal fees) made or incurred by you arising out of your use of the Sandbox.